关于ach付款和电汇的区别,ach是什么付款方式这个问题很多朋友还不知道,今天小六来为大家解答以上的问题,现在让我们一起来看看吧!
1、ACH transactions and wire transfers are often confused with each other. They are both electronic transfers of money, but they are not the same types of transactions. Wire transfers are typically used for transferring large dollar amounts of funds between banks very quickly. In the United States, wire transfers are processed through the Federal Reserve Wire Network. The acronym ACH can stand for Automated Check Handling or Automated Clearinghouse. ACH transactions are electronic checks, and are used for processing lower dollar amount payments. They are processed in a manner similar to that of paper checks, and do not travel directly from one bank to another. ACH transactions are processed through a clearinghouse divides that handles crediting and deducting accounts of the originating and paying banks. It typically takes one or two days to settle ACH transactions.。
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